Find out what some of our happy customers have to say about the service they have received from ESPC Mortgages. 

David Lauder recently advised my husband and I on our first mortgage. We had little knowledge of the process or what was involved. He helped us through the whole thing with ease. His expertise and proactive way of working really took away a lot of the stress. We really felt like he was with us every step of the way. Friendly, professional and extremely knowledgeable. Highly recommend.

Jennifer Warnock

We had a great experience with ESPC. We worked with David Lauder who helped us a few years ago with our first property and first mortgage, and now guided us through the process of getting a mortgage for our recent house. David has always been helpful, flexible, and quick to response. He patiently answered all of our questions, and promptly arranged the right deal for us. We'll definitely seek his services again in the future.

Karol Wisniewski

I am a first time buyer and Paul Demarco was extremely helpful, guided us in the right direction and was able to get us the mortgage in a couple of weeks and the paperwork etc were handled very efficiently. I highly recommend ESPC and particularly Paul as he understands clients situation and needs.

- Shrider Roa

Going to ESPC for mortgage advice was one of the best decisions we've made. Our mortgage advisor, David Lauder, was beyond efficient, and extremely helpful in every aspect of the process. As first time buyers, we were anxious about understanding and complying with all the necessary components of the house buying process but David guided us through them seamlessly. He remembered the finer details of our case and offered a very personable and friendly service. We are confident that he saved us many days of work by identifying the best deals not just on mortgages, but on assurance and insurance policies too. We could not have asked for anything more and are extremely grateful for his help.

- Carly and Sean Norris

I would like to thank Paul for all his hard work on our behalf in securing a mortgage for our new home.  Paul has been arranging mortgages for us over the last 10 years for both residential and BTL and always comes through even when the situation is not quite as straight forward as we would like.  He is very efficient and gets everything done in a timely manner but what I particularly like is his positivity and reassurance when time is short and I have every confidence in him.  I would be more than happy to recommend Paul to all my friends and family.

- Debbie and Gary Wilson

Extremely quick and efficient arrangement of mortgage and buildings/contents insurance by Paul Demarco. Paul explained clearly the process, what was required and the relevant issues involved. Would happily recommend Paul to anyone looking for mortgage advice.

- Terri Lindsay

David Lauder was a pleasure to deal with; friendly, straight talking and honest, he kept us readily informed throughout our application. Despite the complexity of our property circumstances, David helped us to achieve a mortgage offer that exceeded our expectations. I would have no hesitation in recommending David to anyone and the dedicated personal service we received.

- Neil McLean

Buying a house for the first time can be a very stressful experience. After all, it is highly possible that it has been the most expensive purchase in our lives. David Lauder with his in-depth knowledge of the lenders market, economic environment and great experience in the mortgage advising service helped us to get the best deal individually tailored to our circumstances. We highly valued David’s customer service, his open-mindedness, sense of humor and willingness to take on any challenge. His organizational and communication skills are exceptional. We always felt that we could call or email David with any queries or worries we had throughout the entire process of getting the mortgage offer. We were also very impressed with the speed of David’s responses to our emails or any other forms of communication. Overall, we highly recommend David’s professional service. It gave us peace of mind during the time of great changes in our lives.

- Iga Bozyk

I was a first time buyer and I could not have asked for a better experience. Everything I needed to know was explained leaving me with little to ask. I was under the impression buying was a very difficult and drawn out process but ESPC and our mortgage adviser Paul Demarco made it a stress free process and I can't rate them highly enough. Big thank you to Paul and his experience along with the rest of the staff at ESPC.

- Lawrence Albahara

David provided a first class service and managed to find a competitive mortgage for me despite my unconventional circumstances. Having lived abroad for some time my credit rating was a difficult issue and I was also up against age barriers. His sound advice and detailed understanding of the market place meant that he knew where to look for a favourable lender. I could not have done it on my own and he certainly took the stress out of the process. I am now just about to move into my own home in Edinburgh and can't thank him enough.

- Maisie Markham



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