Mortgages
Navigating the realm of mortgages, whether you are a first-time mortgage buyer in Scotland or looking to remortgage, can seem like a daunting task, but fear not, you've come to the right place.
Our independent mortgage advisors at ESPC Mortgages are experts at guiding and helping our customers make informed decisions.
Whether you're in the early stages of exploring your mortgage options, curious about the home-buying process, or seeking clarity on financial considerations, we're here to empower you with the knowledge and confidence needed to embark on this significant milestone.
Get expert, unbiased guidance, tailored support, and local market insights for first-time and experienced buyers.
Understand how mortgages work, what lenders consider, and get expert guidance from ESPC Mortgages to find the right deal and secure your home.
Learn how home deposits work, why they matter, tips for saving, and support options to boost your mortgage prospects.
The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.