Independent mortgage advice from ESPC Mortgages
ESPC Mortgages provide independent support to first-time buyers, home movers, buy-to-let investors, and those who are remortgaging throughout Scotland and the United Kingdom.
We pride ourselves in getting you the best mortgage deal available, whether you’re looking for first-time buyer mortgages or buy-to-let mortgages, along with remortgaging and mortgage options, whilst providing excellent customer service all in a quick turnaround.
Fill out the form below to arrange your mortgage appointment and we’ll be in touch.
From left to right, the ESPC Mortgages team: Back row - David Lauder, Matryn Johnstone and Paul Demarco. Front row - Lisa Bell and Megan Conway
Why should I use a mortgage adviser?
- Expert knowledge of an ever changing market
- Access to several mortgage products
- Able to source the most appropriate solution for you
- Will carry out all of the admin on your behalf
- Close relationships with many lenders
- Takes the stress away from you during the mortgage process
Other ways to get in touch
You can call us on 0131 253 2920 or email fsenquiries@espc.com.
Pop into the ESPC Property Lounge at 27 George Street, Edinburgh, EH2 2PA, where you can chat to the team over a cup of coffee.
We are available for in person appointments every:
- Tuesday - 12pm-2pm
- Thursday - 4pm-6pm
How much will I be able to borrow?
Check out our useful mortgage calculator to find out how much you could borrow. Calculate how much you can borrow
How much will my monthly repayments be?
Our mortgage calculator also helps you to estimate your monthly repayments.
Calculate your monthly repayment
We will strive to ensure you get the right mortgage deal. We pride ourselves on excellent customer service skills and fast turnaround times – on average we can get a mortgage offer for our clients within ten working days. But don’t just take our word for it – the many five star reviews we’ve received from our clients on Google speak for themselves.
The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). The Financial Conduct Authority does not regulate Buy to Let Mortgages. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.