Guarantor mortgages are a great way for prospective property buyers to get on the property ladder with parental or guarantor support. At ESPC Mortgages, our independent mortgage advisors can assist home buyers throughout the entire process of obtaining a guarantor mortgage. 

Guarantor mortgage 887 x 300-min

Yet, there are a limited number of lenders offering guarantor mortgages and they usually require you to have a 15% deposit. There is a certain criteria that you need to meet to be eligible for a guarantor mortgage. Check out what they are and how a guarantor mortgage works by reading our useful article by clicking here.

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The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit

ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.