First Timers Club Podcast

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Welcome to the ESPC's First Timers Club podcast, the ultimate companion to first-time buyers in Scotland. Whether you're just thinking about buying a home or are well on your way to making an offer - this podcast will help guide you through the process.

With episodes covering mortgage applications, appointing a solicitor, understanding home reports, questions to ask during a viewing and much more, the ESPC's First Timers Club podcast will be there to support you on your first foray into buying a property in Scotland. Watch the episodes for expert insights from experienced mortgage advisors, solicitors and surveyors.

Watch all episodes of the First Timers Club Podcast now!

Episode 1 - What is a mortgage?

 

In episode 1 of the ESPC's First Timers Club, Megan is joined by David Lauder from ESPC Mortgages to discuss the basics of getting a mortgage.

Episode 2 - How to apply for a mortgage

 

In episode 2 of the ESPC First Timers Club, Megan is joined by David Lauder from ESPC Mortgages to discuss the process of applying for a mortgage.

Episode 3 - Why do you need a solicitor in Scotland

 

In episode 3 of the ESPC's First Timers Club, Megan is joined by Keri Vanderburg from Blair Cadell, who explains why first-time buyers need to appoint a solicitor as well as how they can do it.

Episode 4 - What is a home report?

 

In episode 4 of ESPC's First-timers Club we are talking all about Home Reports and their importance when it comes to selling a property in Scotland.

Episode 5 - What is LBTT?

 

Land and Buildings Transaction Tax, also known simply as LBTT, is the topic of discussion on episode 5 of ESPC's First-timers Club.

Episode 6 - How to buy in a fast market

 

In episode 6 of ESPC's First-timers Club, we're sharing a real-life first-time buyer story, as Sam chats through his experience of buying in a busy Fife market.

Episode 7 - Questions to ask at a property viewing

 

In episode 7 of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer to chat through what first-time buyers can expect from a property viewing.

Episode 8 - How to make an offer on a property in Scotland

 

In episode 8 of ESPC's First-timers Club, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, to discuss how to make an offer on a property in Scotland.

Episode 9 - What insurance do first-time buyers need?

 

In episode 9 of ESPC's First-timers Club, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider.