Why do you need a solicitor in Scotland
The topic under discussion in this episode of the ESPC's First Timers Club is appointing a solicitor. Megan is joined by Keri Vanderburg, a Partner at Blair Cadell, who explains why first-time buyers need to appoint a solicitor as well as how they can do it. Along with interesting insights and handy tips, Keri also shares her best advice for first-time buyers.
Key points
Legal requirement for a solicitor
In Scotland, a solicitor must submit offers on behalf of buyers. This is a legal requirement, and having one from the start ensures you are ready when you find a property you love, avoiding delays in a competitive market.
Engaging a solicitor early
First-time buyers should contact a solicitor when they’re seriously considering purchasing a property. Ideally, this should happen alongside consulting a mortgage advisor to understand affordability. Early engagement allows buyers to receive guidance before making offers.
Guidance for first-time buyers
Solicitors offer essential advice on reviewing home reports, arranging second viewings, asking critical questions about properties, and determining the need for surveys. This preparation helps buyers feel more confident when making an offer.
Flexible contact options
Buyers can contact solicitors via email or phone, depending on their preference. ESPC’s directory provides a convenient way to find solicitor estate agents, making it easy for first-time buyers to start the process.
Transparent fees and costs
Solicitor estate agents typically provide detailed quotes upfront, outlining their fees and additional costs such as LBTT, registration dues, and anti-money laundering checks. Shopping around for quotes can help buyers choose the most suitable option for their budget.
Document submission for legal checks
Anti-money laundering regulations require buyers to submit proof of identity (e.g., passport or driver’s license) and address (e.g., bank statement or utility bill). Many solicitors use digital tools to streamline this process.
Payment timing
Most solicitors do not charge fees for putting in offers on properties. Instead, fees are typically due shortly before the property settlement date, making the process more manageable for buyers.
Finding the right solicitor
Choosing the right solicitor estate agent involves finding someone who matches your communication style and needs. Some buyers may prefer a solicitor who offers detailed, fact-based guidance, while others value a more supportive, hands-on approach. Initial conversations, either by phone or email, can help gauge compatibility.