The first step onto the property market can be an exciting but a nerve-racking experience for any first time buyer. After all, it's one of the most important financial decisions you make in a lifetime. That's why at ESPC, we offer expert mortgage advice to help guide you every step of the way into your first dream home.

First time buyer 887 x 300-min

With mortgage interest rates, fixed rates and tracker mortgages at an all-time low, now is the perfect time to be a first time homebuyer. Still unclear on the difference between fixed rate and tracker rate mortgages? Click here to discover our jargon buster factsheet to help you understand all the mortgage options available to you.

Also, have you heard of The Help to Buy (Scotland) Equity Loan Scheme or the LIFT shared equity scheme? There are several initiatives available to help first time buyers. One of our reptuable ESPC mortgage advisors Paul Demarco explores the financial assistant schemes available for first time buyers.