Transfers

Taking possession of your new home is a huge milestone, but there are still a few important steps to take after the move to ensure everything is legally and practically in place. The change of ownership process goes beyond receiving the keys; it involves legal registration, updating personal information, and setting up services to help you settle in fully as the new owner.

Let's look at what happens in the background after your date of entry, as well as the key tasks you’ll need to complete to ensure a smooth transition into homeownership.

Legal title transfer

One of the most important responsibilities falls to your solicitor, who handles the legal side of the ownership change. Once the sale is complete and you have taken possession of the property, your solicitor estate agent will:

• Register the change of ownership with Registers of Scotland
• Submit an application for title registration, which includes transferring the legal title into your name
• Issue you with a Title Sheet, which confirms that you are now the legal owner of the property

The Title Sheet will also note any conditions attached to the property, such as servitudes, burdens, or shared access rights. Your solicitor will keep you informed and provide a copy for your records.

Notify utility providers

It’s important to contact all relevant service providers shortly after moving in to set up accounts in your name. On move-in day, make sure you take accurate meter readings for:

• Gas
• Electricity
• Water

You should also contact your broadband provider to arrange a connection, as some services require advance notice. If you’re switching providers, allow a few days for installation or transfer.

Providing these readings promptly helps ensure you’re only billed for usage from the moment you take ownership.

Update your address

Changing your address is a key administrative task that helps prevent lost mail and keeps your official records up to date. Be sure to notify:

• Your employer, bank, and credit card providers
• Your GP and dentist, to stay registered locally
• HMRC, for tax and national insurance purposes
• The DVLA, for your driving licence and vehicle registration
• You may also wish to set up a mail redirection service with Royal Mail, which helps catch any post sent to your old address while you update your records.

Council tax registration

Once you move in, you’ll need to register with your local council to set up your Council Tax account. In most areas, this can be done online by submitting a simple form.

If you’re a first-time buyer, single occupant, or in certain other situations, you may be eligible for a Council Tax discount. It’s worth checking with the local authority to see if you qualify for any reductions.