Choosing the correct mortgage can be a difficult business and no case or circumstances are the same which means no solution is the same. Several important things which are factored into finding the correct solution for the client is affordability, i.e. how much can the client afford to borrow and in return pay per month. This is very important because at ESPC Mortgages we have a duty of care to ensure we do not just give our clients a mortgage but ensure they can keep it. At ESPC Mortgages, we have the knowledge to analyse, compare options and advise the most suitable solution tailored to their circumstances. We deal with all different types of clients but are particularly proud of the service to first time buyers who are new to the process and we ensure we take them by the hand through the whole process explaining and educating what the buying requirements are. Being independent mortgage advisers mean we can deal with all the main Banks and & Building Societies to ensure we can provide a competitive solution that the client is eligible for.

We do not look at the mortgage in pure isolation and also can take care of other needs when buying a property such as insurance requirements to ensure they have suitable solutions in all the required areas when buying a property. We have dedicated points of contact who will be readily available to answer questions or concerns and provide regular updates on the progress of your case to ensure a successful outcome to take away any stress or inconvenience for the client.

We have regular events or walk-in appointments to help with all sorts of enquiries and provide readily available appointments to help with urgent enquiries which often require less than standard time-frames. Feel free to contact pop in for a chat or give us a call to see how we can help.

As independent mortgage advisers, ESPC Mortgages can help with all aspects of understanding your budget, applying for a mortgage and dealing with the relevant insurance requirements. Pop in for a no obligation chat with David or one of the team at our Edinburgh Property Information Centre or give them a call on 0131 253 2920.

The information contained in this article is provided in good faith. Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain. No Individual mortgage advice is given, nor intended to be given in this article.

The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £350 (£295 for first time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.