Why use ESPC Mortgages?

It can be quite a daunting process when you start thinking about getting a new mortgage. You may be a first time buyer with little or no knowledge, or a house mover or re-mortgager that hasn’t had to deal with a fresh mortgage for a number of years.

Where to look first?

When you first start looking, there will be lots of avenues open to you full of ‘helpful’ advice.  The internet is overloaded with mortgage comparison sites that will extract all your personal information for marketing, before telling you that you can borrow X, Y or Z, even though they haven’t even met you.

House questions

Friends and colleagues will happily recommend their own lender as being the best and giving the best deal and your parents will tell you to use the lender they have always used because they are reliable.

Friendly, impartial advice

Here at ESPC we believe that friendly, impartial, face to face advice is the best advice. We are totally independent whole of market mortgage advisers and have access to virtually all of the many hundreds of mortgage products available. Before we make any recommendations we always have an initial discussion or meeting to find out all about you, both in regard to your financial circumstances and hopes and aspirations for what will most likely be the biggest investment of your life.  We will then offer advice as to what is a realistic and affordable mortgage tailored to your needs and desires. As we have local specialised knowledge, we also aim to offer helpful advice in regard to the whole house buying process and that that involves.

A cost effective mortgage, suited to you

Once you have had an offer accepted on a property, we will then source what is the most cost effective mortgage product available at that time for your individual needs. We will make an appointment for you to come in and run through the small and not so small print of your mortgage, and will happily answer all of your many questions. We will then liaise with the chosen lender and complete all the paperwork on your behalf.

house hanging by closepegs

About ESPC Mortgages

Our mortgage team is based in the basement of our city centre George St showroom.  Our team is made up of 5 dedicated mortgage professionals who deal in nothing but mortgages and mortgage protection five days a week. You will have one point of contact and you won’t need to visit any bank in regard to your mortgage and we won’t be trying to sell you a pension, bank account or savings product. We will quite simply just sort out the best mortgage deal tailored for your own individual needs in a friendly and efficient manner.

About Peter


Peter McGregorPeter McGregor is an Independent Mortgage and Protection Consultant who helps clients to find the mortgage that best suits their needs after analysing their personal financial circumstances. Call Peter 07844 185 576.

Call him on 07810 522 422.

Read some of our other articles

The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £350 (£295 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.